Dave Johnson came to Central National Bank in 1994. After graduating from Washburn University in finance and economics, he worked in consumer and commercial lending, as well as working as a licensed realtor. When he joined Central National Bank, he found the perfect fit in mortgage origination. As a mortgage lender, it is always Dave's goal to become a trusted adviser to all of his customers to the point where they are comfortable recommending Dave and his services to their friends and family. To this end, Dave has been able to build many long-lasting relationships over the years and he is always working to build new ones. For each transaction that he is involved in, Dave makes sure that his customer stays well-informed and comfortable with the home buying process from beginning to closing. Having lived and worked in the Greater Topeka area most of his life, Dave has extensive knowledge of the real estate market.

Dave believes that being an active member of your community is important.  He is a member of the Sunflower Board of Realtors, a Meals on Wheels volunteer, and he enjoys coaching and assisting in various youth sports activities.

When Dave is not assisting customers out of our Topeka branch, he spends much of his time with his wife and four children. They enjoy outdoor activities and attending sporting events. You will also find Dave and his family showing their community support as they root on any one of his children while they participate in sports, dance, or cheer.

We offer the following loan options for purchases and refinances

• A variety of loan terms to fit your budget
• Conventional and FHA-insured loans with low down payment options
• VA-guaranteed loans to eligible veterans with no down payments
• Ask about our 1-year rate lock program that is designed to help those building a new home take advantage of today's rates
• HomeOne Loans - low down payment options for first-time homebuyers
• Lender Paid Mortgage Insurance Loan Program - No borrower-paid mortgage insurance
• Home Possible - this product has been recently enhanced to make home ownership possible to a wider variety of people, including low- and moderate-income individuals
• Home Equity Lines of Credit (HELOCs)
• Second Home Loans
• Investment Property Loans
• Cash-out equity refinances for various purposes including debt consolidation or any of life's unexpected expenses
• No cash-out refinance options

Central National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

You can begin the pre-qualification process online anytime by clicking "Get Started"!

At any point, feel free to e-mail or call us regarding any questions you may have. You can find our contact information at the bottom of each page. We are here to personally help you through the entire home financing process.